After a workplace injury, you may need to file a claim for workers compensation benefits to cover medical bills, the cost of living and certain other expenses as you focus on your recovery so you can eventually return to work. At the Law Offices of Charles Garganese, Jr., LLC, we have years of experience assisting injured workers and have represented thousands of individuals since our founding in 1994. For professional guidance, personal attention and honest answers to all your questions, you can trust in our respected firm.
Workers compensation is a state-mandated program. Most employers are required to carry this insurance to cover the costs of workplace injuries. In Rhode Island, the program serves as “no-fault” insurance for employee injuries, providing compensation even when workers may be responsible for their accidents. To qualify for workers compensation benefits, the following conditions must exist:
If you qualify for workers compensation, you have rights to receive benefits to pay for the healthcare expenses incurred to diagnose, treat and rehabilitate your injury or medical condition. In addition, your benefits are approximately two-thirds of your regular wages as you work toward physical recovery. If a physician indicates that you will likely never be able to return to your previous job, these benefits may also pay for the costs of retraining for a different occupation.
Immediately after you’re injured at work, be sure to do the following:
Throughout this process, it’s important that you don’t speak with your employer’s insurance company — or accept any settlement offers — before consulting your lawyer. Insurers often try to settle claims quickly to minimize the amount of compensation they must provide. You should also keep careful records of all doctor visits and any workers compensation checks you receive.
If you or a loved one has been injured on the job in Rhode Island, speak with a skilled workers compensation attorney at the Law Offices of Charles Garganese, Jr., LLC We have years of experience helping injured workers pursue the benefits they need as they heal. To get started right away, call 401-352-4431 or contact us online.